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You should carefully read the following Terms and Conditions (the “Terms of Use”).

The term “HomeCareHowTo.com”, “Site”, “us” , “we”, “our” or “company” refers to the owner of this website. The term “yours” refers to each individual user of this site and, if applicable to your use, the user, your employer or firm.

By accessing or using the site, purchase or use of any of our products or services, you are acknowledging that you have read, understand, and agree without limitation or qualification,to be bound by the following Terms and Conditions (the “Terms of Use”), which together with our Privacy Policy govern HomeCareHowTo.com’s relationship with you in regard to this website and our products and services. If you disagree with these Terms of Use and our Privacy Policy or are dissatisfied with this Site, your only remedy is to discontinue using this Site.

The content of the pages of this website is for your general information and use only. It is subject to change without notice. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.


    In making this Site available, no client, advisory, fiduciary or professional relationship is implicated or established and neither HomeCareHowTo.com nor any other person is, in connection with this Site, engaged in rendering accounting, auditing, tax, legal, or other professional services. Neither this Site nor any content on or accessed through this Site shall be considered a substitute for the independent investigations and the sound technical and business judgment of the user of this Site and the user should consult with a professional advisor familiar with your particular factual situation for advice or service concerning specific matters.
    Purchasing from this Site may require you to register. If registration is performed, you agree to provide us with accurate, complete registration and/or purchase information.  Each registration is for your personal use only. Your registration must be done using accurate information. HomeCareHowTo.com retains the sole right and authority to accept or reject your registration, or to terminate registration once accepted, for any reason that it deems appropriate. We do not permit:

    • Any other person using the registered sections under your name; or
    • Access through a single name being made available to multiple users on a network. You are responsible for preventing such unauthorized use.
    Since HomeCareHowTo.com offers non-tangible, irrevocable, digital goods we do not issue refunds after a product is purchased or a membership level is purchased, which you acknowledge prior to purchasing any product at our site.  We only make exceptions with this rule when the product appears to be not-as-described on a case by case basis at our sole discretion. The deadline for any refund claim consideration is one week after the delivery date. Consulting services rendered consist of non-tangible, irrevocable industry experience and time and any advanced retainer deposits not applied to services rendered are refundable to the retainer depositor.
    You are authorized to make necessary modification(s) to our products to fit your purposes in accordance with the type of Membership level file format you acquire.  Basic Members are not authorized to make modifications to any of the PDF file formats. Silver Members are authorized to make modifications to any of the files that are made available and should note that certain file formats that contain formulas (i/e:Excel) that are locked are not authorized to change.
    You shall not sub-license, assign, or transfer the any mentioned above to any entity without prior written consent from our company.
    You do not claim intellectual property right or exclusive ownership to any of our products, modified or unmodified. Our products are provided “as is” without warranty of any kind, either expressed or implied. In no event shall our company or its agents be liable for any damages including, but not limited to, direct, indirect, special, punitive, incidental or consequential, or other losses arising out of the use of or inability to use our products.
    If you have not received a Buyout License, you shall not place any of our products, modified or unmodified, on a diskette, CD, website or any other medium. You also shall not offer them for redistribution or resale of any kind without prior written consent from HomeCareHowTo.com.
    Customer purchase can be suspended for manual antifraud check as well as it can be suspended for a longer term for more serious investigations. Antifraud check occurs because of growing number of fraud transactions from persons who are not actual cardholders of the credit cards used during purchase.
    We may allow access to or advertise certain third-party product or service providers (“Merchants”) from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of or purchase from such Merchants is at your sole risk and is without warranties of any kind by us, expressed, implied or otherwise including warranties of title, fitness for purpose, merchantability or non-infringement. under no circumstances are we liable for any damages arising from the transactions between you and merchants or for any information appearing on merchant sites or any other site linked to our site.
    We do not represent or warrant that the Site will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not represent or warrant that the information available on or through the Site will be correct, accurate, timely or otherwise reliable. We may make to the features, functionality or content of the Site at any time. We reserve the right in our sole discretion to edit or delete any documents, information or other content.
    Third party content may appear on the Site or may be accessible via links from the Site. We are not responsible for and assume no liability for any mistakes, misstatements of law, defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content on the Site. You understand that the information and opinions in the third party content represent solely the thoughts of the author and is neither endorsed by nor does it necessarily reflect our belief.
    We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information.
    We and any Affiliated Party shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from any errors in or omissions from the Site or any services or products obtainable therefrom, the unavailability or interruption of the Site or any features thereof, your use of the Site, the content contained on the Site, or any delay or failure in performance beyond the control of a Covered Party, the aggregate liability of us and the affiliated parties in connection with any claim arising out of or relating to the site and/or the products, information, documents and services provided herein or hereby shall not exceed $100 and that amount shall be in lieu of all other remedies which you may have against us and any affiliated party. While the author, coaches, instructors and representatives have used their best efforts in preparing all teaching material, they make no representations or warranties with respect to the accuracy or completeness of the contents of the website, classes, coaching sessions and/or book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by representatives or written sales materials. The advice and strategies contained in any of services or products may not be suitable for your situation. You should consult with a professional where appropriate. Neither the author, instructor, coach, website or company shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.
    You represent and warrant that if you are purchasing something from us or from Merchants that any credit information you supply is true and complete, charges incurred by you will be honored by your credit card company, and you will pay the charges incurred by you at the posted prices, including any applicable taxes.
    By accessing this website, you agree that all matters relating to your access to and use of this website and/or its products shall be governed by the statutes and laws of the State of Illinois, without regard to the conflict of laws principles thereof. The parties specifically disclaim the U.N. Convention on Contracts for the International Sale of Goods. You also agree and hereby submit to the exclusive personal jurisdiction and venue of the state and federal courts of Chicago, Illinois with respect to any such matters relating to your access or use of this website and/or its products.
    You may not disclose any order information including, but not limited to, Order ID, download link, etc.


Our company reserves the right to change or modify the terms and conditions without prior notice.